PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE USING THIS SITE
Who we are and how to contact us
Gapcot is a site operated by Pivotage Consulting Limited ("We"). We are registered in the Federal Republic of Nigeria under company number RC – 1311064 and have our principal place of business at 13A, Ayo Babatunde Crescent, Oniru, Lekki, Lagos. We are a limited liability company. To contact us, please email info@gapcot.com or telephone our customer service line at 0909 999 6734.
By using our site you accept these terms
By using our site, you confirm that you accept these terms of use and that you agree to comply with them.
If you do not agree to these terms, you must not use our site.
We recommend that you print a copy of these terms for future reference.
Other terms may apply to you
These terms of use refer to the following additional terms, which also apply to your use of our site:
• Our Cookie Policy, which sets out information about the cookies on our site.
If you purchase services from our site, our terms and conditions of service will apply to the sales.
We may make changes to these terms
We amend these terms from time to time. Every time you wish to use our site, please check these terms to ensure you understand the terms that apply at that time. These terms were most recently updated on May 20, 2024.
We may make changes to our site
We may update and change our site from time to time to reflect changes to our services, our user's needs, and our business priorities or for any other reason. We will try to give you reasonable notice of any major changes.
We may suspend or withdraw our site
We do not guarantee that our site, or any content on it, will always be available or be uninterrupted. We may suspend, withdraw, or restrict the availability of all or any part of our site for business and operational reasons. We will try to give you reasonable notice of any suspension or withdrawal.
You are also responsible for ensuring that all persons who access our site through your internet connection are aware of these terms of use and other applicable terms and conditions and that they comply with them.
We may transfer this agreement to someone else
We may transfer our rights and obligations under these terms to another organisation. We will always tell you in writing if this happens and we will ensure that the transfer will not affect your rights under the contract.
Age Restriction
You may not register with our site if you are under 18 years of age (by using our site or agreeing to these terms of use, you warrant and represent to us that you are at least 18 years of age).
Your account shall be used exclusively by you and you shall not transfer your account to any third party. If you authorise any third party to manage your account on your behalf this shall be at your own risk.
You must keep your account details safe
You may be required to provide a user identification code, password, or any other piece of information as part of our security procedures to enable you to register on the site, you must treat such information as confidential. You must not disclose it to any third party.
We have the right to disable any user identification code or password, whether chosen by you or allocated by us, at any time, if in our reasonable opinion, you have failed to comply with any of the provisions of these terms of use.
You acknowledge and agree not to: (a) do anything which would assist unauthorised access or use of our website; (b) create registration accounts to abuse the functionality of the website; (iii) nor will you seek to pass yourself off as another user.
You agree that you will take sole responsibility for any activities or actions under your account, whether or not you have authorised such activities or actions. You will notify us immediately if you become aware of any unauthorised use of your password or account identifiers by others.
You will be responsible for any activity on our site arising out of any failure to keep your password confidential, and you acknowledge that you may be held liable for any losses arising out of such a failure.
If you know or suspect that anyone other than you knows your user identification code or password, you must promptly notify us at info@gapcot.com or telephone our customer service line on 0909 999 6734.
How you may use material on our site
We are the owner or the licensee of all intellectual property rights on our site and in the material published on it. Those works are protected by copyright laws and treaties around the world. All such rights are reserved.
You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences, or any graphics separately from any accompanying text.
You must not use any part of the content on our site for personal or commercial purposes without obtaining our consent or a licence to do so from us or our licensors.
Our status and that of any identified contributors as the authors of content on our site must always be acknowledged.
If you print off, copy, download, share or repost any part of our site in breach of these terms of use, your right to use our site will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.
If you suspect any infringement of intellectual property rights concerning our content and materials, we encourage you to promptly notify us. Your cooperation allows us to address any potential issues swiftly and take appropriate actions to protect our intellectual property rights.
No text, data mining, or web scraping
You shall not conduct, facilitate, authorise, or permit any text or data mining or web scraping in relation to our site or any services provided via, or in relation to, our site. This includes using or permitting, authorising, or attempting the use of:
• Any "robot", "bot", "spider", "scraper" or other automated devices, program, tool, algorithm, code, process or methodology to access, obtain, copy, monitor or republish any portion of the site or any data, content, information or services accessed via the same.
• Any automated analytical technique aimed at analysing text and data in digital form to generate information which includes but is not limited to patterns, trends, and correlations.
The provisions in this clause should be treated as an express reservation of our rights in this regard. This clause shall not apply insofar as but only to the extent that, we are unable to exclude or limit text or data mining or web scraping activity by contract under the laws which are applicable to us.
Gapcot Portal and its services are intended for global use, with the exception of locations where legal restrictions on data transfer prevent us from offering our full range of services.
Nigerian data privacy laws preclude us from offering our full range of services in jurisdictions where data privacy could potentially be compromised and we are committed to complying with all applicable laws and regulations. As such, we may not be able to provide our full range of services to you if your country falls under such jurisdiction.
Do not rely on information on this site
The content on our site is provided for general information only. It is not intended to amount to advice on which you should rely. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content on our site.
Although we make reasonable efforts to update the information on our site, we make no representations, warranties or guarantees, whether express or implied, that the content on our site is accurate, complete or up to date.
We are not responsible for websites we link to
Where our site contains links to other sites and resources provided by third parties, these links are provided for your information only. Such links should not be interpreted as approval by us of those linked websites or information you may obtain from them.
We have no control over the contents of those sites or resources.
User-generated content is not approved by us
This site may include information and materials uploaded by other users of the site, including bulletin boards and chat rooms. This information and these materials have not been verified or approved by us. The views expressed by other users on our site do not represent our views or values.
How to complain about content uploaded by other users
If you wish to complain about content uploaded by other users, please contact us at info@gapcot.com.
OUR RESPONSIBILITY FOR LOSS OR DAMAGE SUFFERED BY YOU
Whether you are a consumer or a business user:
• We do not exclude or limit in any way our liability to you where it would be unlawful to do so. This includes liability for death or personal injury caused by our negligence.
• Different limitations and exclusions of liability will apply to liability arising as a result of the supply of any service to you, which will be set out in our
Terms and Conditions.
If you are a business user:
• we exclude all implied conditions, warranties, representations or other terms that may apply to our site or any content on it.
• we will not be liable to you for any loss or damage, whether in contract, tort including negligence, breach of statutory duty, or otherwise, even if foreseeable, arising under or in connection with:
• use of, or inability to use, our site; or
• use of or reliance on any content displayed on our site.
In particular, we will not be liable for:
• loss of profits, sales, business, or revenue;
• business interruption;
• loss of anticipated savings;
• loss of business opportunity, goodwill or reputation; or
• any indirect or consequential loss or damage.
If you are a consumer user:
You agree not to use our site for any commercial or business purposes without reading our Terms and Conditions, and we have no liability to you for any loss of profit, loss of business, business interruption, or loss of business opportunity.
We will not be liable for damage that you could have avoided by following our advice to apply an update offered to you free of charge or for damage that was caused by you failing to correctly follow installation instructions or to have in place the minimum system requirements advised by us.
How we may use your personal information
We will only use your personal information as set out in our privacy.
UPLOADING CONTENT TO OUR SITE
Whenever you make use of a feature that allows you to upload content to our site, you warrant that any such contribution complies with these terms, and you will be liable to us and indemnify us for any breach of that warranty. This means you will be responsible for any loss or damage we suffer as a result of your breach of warranty.
We also have the right to disclose your identity to any third party who is claiming that any content posted or uploaded by you to our site constitutes a violation of their right to privacy.
You are solely responsible for securing and backing up your content.
We do not store content depicting or supporting terrorism, violence, abuse, and adult content.
Rights you are giving us to use material you upload
When you upload or post content to our site, you grant us the following rights to use that content:
• a worldwide, non-exclusive, royalty-free, transferable licence to use, reproduce, distribute, prepare derivative works of, display, and perform that user-generated content in connection with the service provided by the site and across different media including to promote the site or the service to expire when the user deletes the content from the site;
• a worldwide, non-exclusive, royalty-free, transferable licence for other users, partners or advertisers to use the content in accordance with the functionality of the site to expire when the user deletes the content from the site.
We are not responsible for viruses, and you must not introduce them
We will make every reasonable effort to ensure the security and integrity of our site, however, we do not guarantee that our site will be secure or free from bugs or viruses.
You are responsible for configuring your information technology, computer programmes, and platform to access our site. You should use your own virus protection software.
You must not misuse our site by knowingly introducing viruses, trojans, worms, logic bombs or other material that is malicious or technologically harmful. You must not attempt to gain unauthorised access to our site, the server on which our site is stored, or any server, computer or database connected to our site. You must not attack our site via a denial-of-service attack or a distributed denial-of-service attack. We will report any such breach to the relevant law enforcement authorities, and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our site will cease immediately.
Rules about linking to our site
You may link to our home page, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it. You must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists. You must not establish a link to our site in any site that is not owned by you.
Our site must not be framed on any other site, nor may you create a link to any part of our site other than the home page. We reserve the right to withdraw linking permission without notice. If you wish to link to or make any use of content on our site other than that set out above, please contact us.
Which country's laws apply to any disputes?
If you are a consumer, please note that these terms of use, their subject matter and their formation, are governed by Nigerian law. You and we both agree that the courts of the Federal Republic of Nigeria will have exclusive jurisdiction.
If you are a business, these terms of use, their subject matter, their formation and any non-contractual disputes or claims are governed by Nigerian law. We both agree to the exclusive jurisdiction of the courts of the Federal Republic of Nigeria.
Our trademarks are registered
Our trademarks, copyright, and other intellectual property rights related to our site belong to us. You are not permitted to use them without our approval.
DISCLAIMER OF WARRANTY
The information, content, and services provided on this site are provided 'as-is' and 'as available. We make no representations or warranties of any kind, expressed or implied, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We make no representations or warranties about the accuracy, completeness, or suitability of the information, content, or services provided on this site for any purpose. By using this site, you acknowledge and agree that any reliance upon the information, content, or services obtained from or through this site is at your own discretion and risk. We reserve the right to make changes to this site, its content, or services at any time without notice.
USER CONDUCT
You may not use our site in any way that breaches any applicable law or regulation, or with any unlawful or fraudulent purpose. Additionally, you may not use our site for harmful activities, such as bullying or sending unsolicited advertising material. You also agree not to reproduce or damage any part of our site without authorisation, and not to interfere with the operation of our site or any equipment or network related to it.
For contributions to our site, you must ensure accuracy, comply with applicable laws, and ensure such contributions are not defamatory, offensive, discriminatory, or illegal.
Failure to comply with this policy may result in actions such as withdrawal of site access, removal of contributions, warnings, legal proceedings, or disclosure to law enforcement authorities. We reserve the right to take appropriate action in response to breaches of this policy. We exclude liability for actions taken in response to breaches of this policy and may take additional actions as deemed appropriate.